Lima Contoh
Abstrak Jurnal
Kelompok : Olan, Rahma dan Imam
1
Equity Level of Health Insurance Ownership in Indonesia
Tingkat Ekuitas Kepemilikan
Jaminan Asuransi Kesehatan di Indonesia
Abstract
Social health insurance from government program
are expected to be able to reduce inequalities access to health services in the
middle of rising of health care cost, while private health insurance is still
limited for up and middle class population. This study aimed to analyze the
equity level of health insurance ownership including social
and private health
insurance in Indonesia. This study examined
the condition of Indonesia in the middle
of entering National
Health Insurance (NHI) era. This study used data of Indonesian
Socio-Economic Survey 2012. Data were analyzed by using econometric approach
through multi- nomial logit analysis. The results showed that the concentration
index of social health insurance ownership was 0.615, which is smaller than
private health insurance ownership (0.972).
It means that Indonesia social health insurace
ownership will be able to increase equity access to the health services especial- ly for poor people (pro
poor). Social health insurance ownership increases the use of the health services
by people.
Keywords: Concentration index, equity, health insurance,
multinomial logit
Abstrak
Jaminan kesehatan sosial
dari program pemerintah diharapkan dapat mengurangi ketidakmerataan akses pelayanan kesehatan di tengah
meningkatnya bi- aya
kesehatan, sementara jaminan kesehatan swasta masih terbatas untuk populasi
kelas menengah dan atas. Penelitian ini bertujuan untuk menganalisis tingkat ekuitas
kepemilikan jaminan asuransi
kesehatan sosial maupun
swasta di Indonesia. Penelitian ini mengkaji
hasil lanjutan penelitian tersebut di tengah memasuki era Jaminan Kesehatan
Nasional. Data penelitian menggunakan data Survei Sosial Ekonomi Nasional tahun
2012 dengan pendekatan secara ekonometri melalui analisis multinomial logit.
Hasil menunjukkan indeks konsentrasi kepemilikan jaminan asuransi kesehatan
sosial sebesar 0,615 memiliki nilai lebih kecil dari kepemilikan jaminan
asuransi kesehatan swasta sebesar 0,972. Secara empiris, temuan ini membuktikan
bahwa kepemilikan jaminan asuransi kesehatan sosial
membuka pintu gerbang
lebar terhadap akses
ekuitas ke pelayanan kesehatan yang bersifat
pro poor. Impelementasinya, kepemi- likan jaminan asuransi kesehatan
sosial meningkatkan penggunaan pelayanan kesehatan oleh masyarakat.
Kata kunci: Indeks konsentrasi, ekuitas, asuransi
kesehatan, multinomial logit
